Daily Dose of Curiosity
If you own another vehicle and it is insured or if you are renting with a large number of credit cards, the answer is nothing. You are much better off declining the LDW and CDW charges, which can often be more than the cost of the rental car itself. That is unless you have no … Read more
Yes, I feel that buying Car Insurance is really important so that you can secure your life as well your Car’s life too. It is an honest way to make the life of your car way better. With the rise in disposable incomes, it has become quite easy to own a car these days. Now you … Read more
Liability coverage: Yes. If you have a personal car, your liability insurance will cover the rental car also. The rental company also has liability insurance, usually statutory minimum liability limits, which is insufficient to really protect you. The rental contract makes your own insurance primary. If you don’t have insurance, the rental company’s policy is … Read more
As an insurance broker and underwriter for over 20+, I believe it is absolutely worth buying the VEHICLE PHYSICAL DAMAGE (VPD) coverage if you already have your own personal auto liability policy. WHY? 1.) Because if you are in an auto accident you do not have to pay the deductible required by your car insurance carrier … Read more