What is the process to apply for a home loan In India?

FOR OUTRIGHT PURCHASE OF A READYMADE HOUSE: 

1. Quotation from seller
2. Copy of title deeds
3. Proof of income – salary slip/IT returns
4. Bank statement for last 6 months
5. Confirmation of employment letter from company, if you have been working for less than one year
6. KYC documents
7. NOC from builder/housing society

FOR BOOKING A FLAT IN A PROJECT UNDERWAY: 

1. The project needs to be on the approved list of the bank
2. Approvals took from authorities by the builder
3. Quotation from a builder with the schedule of installments
4. KYC documents
5. Income proof/IT Returns
6. Bank statement
7. Employment/salary certificate if asked
8. A similar set of documents for co-borrower, if any

Property papers are the title deeds in your name. The property needs to be registered in your name in the Registrar of Assurances office.