What actually happens to Americans with no health insurance who receive large hospital bills? Are they expected to pay back $100,000 for emergency surgery?

This happened to my Mother. Twice. Not quite $100K each time, but huge, life-altering medical bills. My parents have always struggled. They have never had great jobs and they’ve never had medical insurance. My Dad is covered through the VA but that’s it. They did not have any coverage for basic care, let alone catastrophic … Read more

Will your insurance go up if someone hits your parked car? What happens if an insurance company refuses to pay a claim?

This will depend on your policy. If you receive a discount for not having any claims, then yes your insurance would increase for filing a claim like this even though it was no fault of yours. This type of claim is filed under your uninsured motorist coverage. Make sure it is paid under this coverage … Read more