Daily Dose of Curiosity
This answer covers the EASIEST and BEST solution for someone without any coverage. Without planning ahead, the Easiest solution may BE the Best solution. EASIEST SOLUTION: Buy ALL THREE major insurance options that most rental car companies offer when you sign their contract: Damage Waiver Sometimes called Physical Damage Waiver, Collision Damage Waiver. Loss Damage … Read more
You may already have it with your credit card. Check with customer service and ask if that benefit is included with your card. If your credit card does not offer it, you can usually purchase extra coverage from the rental agency. Just be prepared for a high cost. If your regular car insurance doesn’t cover … Read more
When you rent a car, you are on the hook for their DEDUCTIBLE, which is usually $2,000. If you have an accident without having bought their Collision Deductible Waiver, they will put up to that $2,000 onto your credit card, whether you have insurance that will pay for it, OR even if you were hit … Read more
In order to have a choice, you must have collision/comprehensive coverage. If you only have liability coverage your insurance company won’t help unless the other guy, or his insurance company, claims that you are at fault. The lawyer your company hires to defend you would only try to prove you were not at fault. The … Read more