Should obese people pay higher health insurance rates?

The answer is yes, yes, yes. Of course, I support fairness. Something like this should be phased in somehow, but it must happen. Smoking, reckless driving, and stuff I am not thinking of right now. If we can measure it, we can put a price on it. There is the issue of fairness. Others should … Read more

Does health insurance cover psychological disorders?

The lockdown and the covid 19 impacts led to a significant rise in the number of reported cases of psychological disorders that required clinical interventions. IRDA the governing body for all the insurance companies in India has now made it mandatory for all the insurers to include, mental disorder issues, under the coverage scope of … Read more

What actually happens to Americans with no health insurance who receive large hospital bills? Are they expected to pay back $100,000 for emergency surgery?

This happened to my Mother. Twice. Not quite $100K each time, but huge, life-altering medical bills. My parents have always struggled. They have never had great jobs and they’ve never had medical insurance. My Dad is covered through the VA but that’s it. They did not have any coverage for basic care, let alone catastrophic … Read more